What is the Difference Between Interstate and Intrastate?

By Lula Team
October 22, 2021

As a commercial truck driver, it is imperative that you realize the differences between interstate and intrastate in order to have the correct license. The penalties for not knowing these distinctions can be severe, and it will affect not only the driver but the trucking company and other involved parties.

At, we believe it is our duty to provide these definitions so our range of A-rated insurance carriers will help pay for an accident claim. Suppose you do not have a U.S. Department of Transportation (USDOT) number for your commercial vehicle, and you are caught crossing state lines. In that case, you can suffer serious repercussions like hefty fines or impoundment of your truck which could lead to financial loss.

We are here to prevent this! Continue reading to find out more.

What is Interstate?

The definition of interstate pertains to a network of freeways and highways that cross over state lines. In 1956, President Dwight D.Eisenhower proposed a national highway system, which interstates are a part of.Known as the “Greatest Public Works Project in History,” the system is intertwined in U.S. culture, and our daily lives rely on it for transportation.As a truck driver or business owner, it is a fundamental part of the American way of life, particularly because their livelihood depends on it.

According to the Department of Motor Vehicles, interstate commerce is when you drive a CMV (Commercial Motor Vehicle) either from one state to another, to a foreign country, between 2 locations within a state but will either cross into another state or foreign country OR the cargo is part of a trip that began or will conclude in another state or country. However, you don’t have to worry because, on every U.S. highway, there is a sign with “Interstate” and a number to help you out!

What About Intrastate?

Intrastate is a lot stricter when it comes to driving a CMV. For instance, intrastate commerce is when truckers drive within their state ONLY and never cross state lines. If you are traveling on an intrastate, there will be a “State Highway” sign and number.

In some states, intrastate carrier registrants need to obtain a USDOT Number. If your vehicles weigh over 10,000 lbs, you transport between 9-15 passengers for compensation(direct or indirect), you transport 16+ passengers, or if you haul hazardous materials, then you fit the criteria for a USDOT Number. You can register for one at theFederal Motor Carrier Safety Administration’s website.

What are the Requirements?

Since 2014, there have been new requirements for medical certification when getting a CDL. The driver must self-certify medical information with authorized examiners who are found on the National Medical Registry.

For Interstate:

  • Non-Excepted=you meet the Federal DOT medical card requirements and operate across state lines.
  • Excepted=you do not meet the Federal DOT medical card requirements and operate across state lines.

For Intrastate:

  • Non-Excepted=you meet the Federal DOT medical card requirements and operate in your home state ONLY.
  • Excepted=you do not meet the Federal DOT medical card requirements and operate in your home state.

How Can LULA Help?

Once you have obtained a CDL, plus you meet the federal registrations for intrastate commerce (if it pertains to you), the next course of action is to apply for trucking insurance.This way, you are covered when unfortunate accidents happen, and you can prevent losing a significant amount of money and time.

At LULA, we would never overcharge or take advantage of our customers. That’s why LULA’s trucking pay-per-day program provides a $250 monthly subscription fee and an affordable daily rate of $50.

We cover what traditional insurance does but at a lower price!


  • $5,000 deductible
  • Personal injury protection
  • Motorists per accident
  • $150,000 in cargo
  • Accident coverage
  • Covered pollution costs
  • $1,000,000 in liability
  • Auto trucking liability

And we cover an array of commercial vehicles.

Types of Vehicles:

  • Flatbeds
  • Dump Trucks
  • Cargo Vans
  • Tractor Trailers
  • Box Trucks
  • Log Trucks
  • Open-Top Trailers
  • Tow Trucks
  • Dry Vans
  • Car Haulers
  • Reefers

What Features Do We Offer?

For businesses small and large, we have the perfect solution with our driver vetting tool and an extensive range of features that cover everything from fleet management all the way down to liability coverage and comprehensive claims handling. We will take care of every aspect so you can prioritize running your business!

Another feature is that LULA’s platform gives you easy access to your Certificate of Insurance, Insurance Cards, and DMV filings. And with our simple-to-use online portal, submitting claims for accidents has never been simpler. We’ll even settle them in 30 days!

LULA has got you covered so you can focus on what matters most to your company: finishing the job and doing it well!

So, Why LULA?

Not only is our service of premium quality, but our team of account managers is also very professional and can help you save 30% or more on your insurance. And if that's not enough—our referral program gives drivers who recommend us some extra cash!

We appreciate any feedback you give us. Because of you, we are continuously improving the LULA platform experience so it’s suitable for every driver.

If you want us to cover your truck, sign up for our waitlist!

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