Never Pay for Excess Commercial Truck Insurance Again with LULA

By Lula Team
October 6, 2021

According to the United States Census Bureau, there are more than 3.5 million truck drivers and owner-operators in the country. Plus, those that drive large tractor-trailers and delivery trucks work in one of the largest occupations across the nation!

We know that the trucking industry is a vital infrastructure to the U.S. economy. That’s why LULA provides a budget-friendly option for drivers—our pay-per-day commercial truck insurance program, where you only pay for insurance when your truck is on the road, making you money.

Should You Pay for Trucking Insurance When You’re Not Driving?

If you have a tractor-trailer, dump truck, tow-truck, or another other type of commercial vehicle, there is a good chance you are paying way too much on insurance for it. A big part of that is because traditional insurance policies don’t factor in that your truck in not on the road 30 days in a month. And if you are part of the vast majority of truck drivers who drive 5 days or less per week, you may be wondering – where has LULA been all my life?

Only Spend Money on the Days You Need

Trucking insurance is a compulsory requirement for truck drivers who want to make money on the road. But what about those days when your truck sits at home or in your lot, unused? In America, the average truck driver spends 220 days out of every year on the road. So why should you be paying for the other 145 days?

Don’t let your hard-earned money go down the drain. provides an equitable and better way - whether you drive one day per month or twenty-five, the price remains constant with our service so that only when someone is actually driving, they pay for coverage. Need to take some time off? Truck is in the shop? Want to take the family on vacation? All reasons for your insurance cost to be effectively $0 while you wait to get back on the road.

LULA’s pay-per-day insurance program begins at $250a month, and you only have to pay for the days that your truck is driving. We care for our drivers like family, so we offer premium quality service paired with impressive rates!

What Does LULA Cover?

  • Auto trucking liability
  • Personal injury protection
  • Motorists per accident
  • Accident coverage
  • Covered pollution costs
  • $150,000 in cargo
  • $5,000 deductible
  • $1,000,000 in liability

LULA covers most commercial vehicles including DumpTrucks, Box Trucks, Tow Trucks, Cargo Vans, Tractor Trailers, Flatbeds,Reefers, Dry Vans, Open-Top Trailers, Log Trucks, and Car Haulers. Drive a different type of truck? Contact us and we’ll see what we can do.

The Benefits of Truck Insurance

It’s unfortunate to say that there is always a risk of being involved in an accident when on the road.As the trucking industry continues to boom across America, it’s only practical that businesses start prioritizing safety.

Regardless of your business’ size, it needs truck insurance! It is an essential component because you never know when the unexpected could happen, and your company must have a backup plan in case of accidents or other events.With this, you can focus on running the trucking company without worrying.

LULA has all the amazing qualities of traditional insurance, yet you can forget all the ugly stuff you don’t love, like unnecessary and overpriced fees that never seem to end.

Why is LULA the Best Option Out There?

LULA’s insurance is designed to meet your needs as a truck driver or business owner. We offer comprehensive coverage at an affordable price and have partnered with A-rated, multi-national carriers that provide a wide range of coverage options specifically designed for the unique requirements in this industry! Whether it’s a liability or personal injury protection you need - we've got something on our LULA platform that is right for you.

Outstanding Features:

  • No down payments or minimums
  • Fleet management
  • Comprehensive claim handling
  • Driver vetting tools

Watch your livelihood and business succeed with our safer, efficient, and profitable features that help you run a smooth operation at a low cost. LULA’s dedicated insurance team can also manage your claims through our online portal, so you can always check up on how it’s progressing, and we guarantee to have them settled within 30 days.

At LULA, we would never waste your time. That’s why we provide quick access to your Certificate of Insurance,Insurance Cards, and DMV filings, so you can quit doing tedious paperwork and get back to what’s important—focusing on day-to-day operations and running athriving business.

Here’s How You Can Save

As part of the LULA family, you can meet with our account manager who will tell you how to save 30% or more on insurance. We also have a referral program that will put even more money back in your pocket, so tell all your friends why you love LULA so much.

We only succeed when you succeed. To help us improve, contact us to share your feedback or if you have any questions. Our friendly customer service team is one-of-a-kind and will assist you with anything you need regarding our trucking program.

Call us today for a free quote and sign up on our waitlist, and we will let you know when we can cover your truck!